Merchant Cash Advances for Retail Businesses

Getting Cash for Retail Business and Other Endeavors is Easier Than You Think

Getting cash for retail business or other small to mid size businesses doesn’t have to be a struggle. Wondering if you’ll be approved for a bank loan, and not knowing what you’ll do if aren’t can cause a great deal of stress that can be avoided with some preparation. Instead of staying up at night wondering if you’ll be able to keep your doors open just because money is tight, there are options available that can help you sleep soundly.

Getting Cash for Retail Business and More with Merchant Advances

Getting cash for retail business and more is so easy when merchant cash advances are used. Once a short application has been approved, most business owners will get access to their cash within 72 hours – considerably shorter than having to wait for a bank loan or a line of credit to be approved.

Getting Cash for Retail Business Doesn’t have to be Stressful

Getting cash for retail business used to be a stressful event, but thanks to financing that doesn’t require a bank loan, it’s easier than ever. Taking advantage of merchant cash advances is a great way to keep the business running without skipping a beat. Whether you are experiencing a slowdown in sales due to the time of year, or simply need to update your inventory in order to remain competitive, merchant cash advances provide business capital for retail businesses, bars, restaurants and others who could use fast access to business capital.

For more information Contact
Rob Olson
Merchant Cash Advance America
1-888-881-0657 ext 707

Business Cash Advances and Unsecured Business Loans

Unsecured business loans are almost nonexistent since the banking financing crisis. When your business doesn’t have the physical assets to offer as collateral to secure a business loan, finding an unsecured loan can be a daunting task. And the last asset you want to risk to find a secure loan is your personal assets. With nothing to secure the loan, banks often require a lengthy and spotless credit background – credit standards that are almost impossible to attain.

If you process at least $5,000/month in credit card sales, you can apply for the capital you need through a business cash advance. Much like unsecured business loans, a cash advance provides a range of benefits to you and your business which a traditional Bank loan cannot:

• Available regardless if your business has a short financial history or poor credit history.
• No need to write or prepare a detailed business plan, or piles of Banking and tax records.
• Monthly repayments that vary according to your actual cash flow.

A business cash advance is based on your future credit card sales, converting them into money you can use now for any purpose you see fit – so no personal assets are needed to obtain this new financing.

Repayment plans are also more advantageous than traditional  business loans! Monthly payments are a small predetermined percentage of your credit card sales. There is none of the stress of a fixed business loan payment each month – the business advance only gets repaid when your customers pay you.

Get pre-approved for our business cash advance in as little as 24 hours and benefit from our unsecured loan alternative without the hassles normally associated with traditional bank loans.

For more information contact
Rob Olson, President
Merchant Cash Advance America
1-888-881-0657 ext 707

Merchant Cash Advance, 5 Reasons They Are Better Than a Bank Loan

Merchant Cash Advance VS Bank Loan

Small business owners fail to understand the ease with which they can acquire merchant cash advance. They choose to wait for months in order to acquire commercial bank loans, only to be disappointed in the end. Don't fall into that trap.

1. Easy and Fast paperwork.
Merchant Cash Advance:
The process for acquiring merchant cash advance is much faster than a bank loan. It does not require tons of paperwork, hand it ends up being less confusing and straightforward for any small business owner.
Bank Loan: Contrary to that, bank loans require a ton of paperwork, which always ends up confusing the small business owner.

2. No Collateral Requested
Merchant Cash Advance does not ask for any collateral from you. You do not have to put any current assets on the line. Merchant advance lenders do not ask for any type of personal guarantee, making it easy to acquire credit for business.
Bank Loan: Banks ask for collateral and personal guarantee. This collateral may be in form of a house, a car, your business shares etc. in present times it is very difficult to acquire a commercial bank loan, especially for small business owners.

3. Merchant Cash Advance
As mentioned above, merchant cash advance is an easy solution to any businesses credit problem. Merchant companies can approve your loan within one hour and provide you with the required cash within a couple of working days.
Bank Loan: with banks you can never be sure as it requires month in approval of the application. Also you are less likely to get approval anyway. 

4. 95% approval rates.
Merchant Cash Advance: With 95% approval rate, merchant loans are far better choice than commercial banks. Many businesses opt for merchant cash advance for fast and easy money.
Bank Loan: if your business is in debt, then a bank is probably not going to approve your loan application. Your most favorable choice of loan at that point is Merchant Cash Advance America for the capital you require.

5. No fixed repayment schedule
Merchant Cash Advance: when business slows down, repayment slows schedule changes as well. You repay the merchant company according to your profits and sales. Such easy payback terms make Merchant Cash Advance a better choice for small business owners.
 

Bank Loan: Banks demand fixed repayments. Whether you are in profit or loss, there are significant sales or not, you have to repay the loan in accordance with fixed repayment terms.
When banks imply rigid terms and delays application process only to announce after months that you are not eligible for a loan, then Merchant Cash Advance becomes the right choice for every small business owner.

Contact;

Rob Olson

Merchant Cash Advance America

Quantum Merchant Services

1-888-881-0657 ext 707

Merchant Cash Advances for Convenience Stores

 

At Quantum we provide Cash Advances for all types of Businesses this is a basic outline for Convenience Stores.

What’s Required to Obtain a Merchant Cash Advance for your C-Store

Merchant Provides:

• Six most recent bankcard processing statements
• One complete, most recent bank statement
• Copy of business license (Liquor, sales tax permit, etc)
• Copy of owner’s driver’s license
• Merchant’s voided check
• Most recent business mortgage statement or rental statement with payment history

Paperwork:

• Administrative Form
• Signed Merchant Cash Advance Agreement

A popular move for c-store owners is to take out a cash advance on future bankcard sales then use the money to buy ATMs for each location then quickly pay off the loan and use the ATMs to generate additional income.  That’s a very popular investment strategy for smart and savvy business owners.

cash advances for convenience stores provide fast access to working capital as an alternative to traditional bank loans. Features to our working capital advance include:

• Funding provided in 7-10 business days after close
• Less than perfect credit is not a “deal breaker” if the business is performing well
• The amount of an advance is primarily based on a merchant’s monthly credit card processing volume
• The amount paid back daily is a fixed percentage of credit card deposits
• The more you sell, the faster the loan gets paid back; the less you sell, the slower the rate of repayment
• Payback ebbs and flows with business receivables
• How a business owner uses the funds is his or her prerogative

Rob Olson
Quantum Merchant Services
Merchant Cash Advance America
1-888-881-0657 ext 707

Merchant Cash Advances for Liquor Store Owners

27 Mar 2013

Merchant Cash Advance Benefits for Liquor Store Owners

One of the most simple and convenient ways for liquor stores to purchase inventory for any season is to obtain a Merchant Cash Advance or an Unsecured Business Loan. This can be very simple and easy to do. With a Bank, you would have to apply months in advance with tons of paperwork. Hoping to be approved for the dollar amount needed in order to catch the seasonal specials that your distributors offer. This is never a reliable choice, there are too many unknowns and variables for this to be viable. To hope the most profitable months of your business to get an approved from the bank? Not an option for most business owners.


More and more we find Liquor Store Owners obtaining Merchant Cash advances from Merchant Cash Advance lenders to aid in securing cash flow. As soon as the wholesalers present seasonal specials, the business owner can make one phone call and with minimal paperwork receive the cash needed to bulk up inventory. With so much going on within the business at any given time, the last thing he or she needs to worry about is making payments.

Merchant Cash Advance Companies have come up with simple repayment plans. The most common is via credit card processing accounts. They simple deduct a small agreed upon percentage of the daily transactions to pay back the cash advance until it’s paid in full. The business owner never has to worry about missing a payment. Smart Business indeed!

Whether you need to bulk up inventory for an upcoming season or would like to acquire more locations or simply just need the extra cash flow in off months. A Merchant Cash Advance is becoming one of the most popular methods to do so. Develeoping successful businesses is never easy but with the right source of financing it may have just gotten easier.


For More Information Contact

Rob Olson
Merchant Cash Advance America
1-888-881-0657 ext 707

Merchant Cash Advance and Your Tanning Salon

According to recent studies, the tanning industry has more than doubled over the past 10 years. Many  millions of Americans visit tanning salons annually which helps the tanning industry pull in over seven billion dollars a year. Consumers care about their health as much as their physical appearance, which is why indoor tanning is so popular. Your customers want to look good but be responsible and take care of their skin at the same time. If you own a tanning salon and are looking to expand your business to add tanning consultants, specialty lotions, or new equipment then consider a small business cash advance from Quantum. Don’t get burned by the competition…let us help you add the following services to your tanning salon:

Walk-ins: This may seem obvious, but many tanning salons do not offer walk-in tanning. Your customers crave convenience and simplicity when they want to pamper themselves. Walk-in tanning will become a big part of your business. Many salons keep one booth open at all times to allow for walk-in customers to tan on their own schedule.

Extended hours: Once again, your customers demand convenience and ease of access to your tanning facilities. Both early risers and workaholics want to have their tanning needs met through a salon that opens early and closes late. During the summer months it is a good idea to extend your hours. Quantum can help you with the financing needed to add summer interns or part-time employees to your roster.

Great products: Your tanning salon should offer the best products on the market. Set up a lotion bar with tanning lotion for a variety of skin types, colors, and moisture levels. Hire a tanning consultant who specializes in skin care to recommend the best products and accurate tan times for your clients. You can even allow your customers to customize their own lotion with a mix-and-match lotion option at your tanning salon. Your clients will love combining different lotions into a customized potion.

Personalized service: Remembering your clients by name makes them feel special and welcomed at your tanning salon. Send out a postcard or a newsletter personally addressed to your clients and let them know about any specials your tanning salon may be running. You can even mention to your clients to bring in the postcard to receive a special discounted price. This makes your customer feel special and allows you to track how many clients are receiving (and redeeming) your incentive.

If you are a tanning salon owner and you want to increase your revenue, then contact us, today. Quantum has over 10 years of experience providing cash advances to small business owners.

If you’re looking for funding for your small business then call Quantum at 1-888-881-0657 ext 707 Quantum can provide your spa with a variety of working capital solutions. Visit us at www.merchantcashadvanceamerica.com and apply online today!

Basic Qualifications for Merchant Cash Advance Funding

 Obtaining a merchant cash advance (MCA) funding through Quantum Merchant Services is a great way for small to mid-size businesses to get working capital.

Get funding without having to go through banks.

We are a great resource to help you get merchant cash advance funding.

Unlike banks, we consider your future business to be a tangible asset. Because of this, we’ll purchase your future sales at a discounted rate.

Qualifications to get started.

There are a few simple qualifications any business needs to get business advances.
They are:

• Minimum average monthly credit card volume of $5,000
• Client must batch out a minimum of 15 days per month, 20 or more is preferred
• Must have a commercial checking account for their business
• Business must be in active operation, not closed
• Business should not be more than two months behind in business rent or mortgage payments, and in good standing with landlord or mortgage provider
• Business lease must have at least 12 months left before expiration
• Business must not have excessive tax liens or court judgments

For more information:
 Rob Olson, Owner
Quantum Merchant Services
Merchant Cash Advance America
1-888-881-0657 ext 707