Have you heard the term, Merchant Cash Advance recently?

Have you heard the term, Merchant Cash Advance recently? It is becoming a very popular way to hold your business over during a cash flow lull. At Merchant Cash Advance America we feel it's important that you understand how merchant cash advance rates and fees work.

How Are Merchant Cash Advance Fees Structured?

A cash advance is not a loan. You receive a lump sum payment of cash in exchange for a percentage of future credit card sales. Every day (or month), you're obligated to send the merchant cash advance company a percent of receipts:

• If sales for that day are good, you send X percent
• If sales for that day are bad, you send X percent

 

How Do Bank Interest Rates Compare to Merchant Cash Advances Fees?

Some businesses can obtain a merchant cash advance more quickly than a bank loan because the paperwork requirements are different.

Access to financing is more consistent. During the recent economic downtown, lending slowed, even to credit-worthy borrowers.

Keep Your Merchant Account in Good Standing

If you need cash right away and don't meet bank lending criteria, merchant cash advances can help to keep your business afloat until your company's cash flow improves.
Just make sure that you understand how cash advance fees and rates are structured within your agreement. Ask the company providing your merchant cash advance to provide a projected APR so you can comparison-shop more effectively.

Merchant Cash Advance America
7300 Hudson Blvd N
Suite 255
Oakdale, Mn 55128

Merchant Cash Advance, Merchant Cash Advances, Merchant Cash Advance Companies, Merchant Cash Advance Company, Business Loans

How does the Merchant Cash Advance Repayment Process Work?

How does the Merchant Cash Advance repayment process work?

A Merchant Cash Advance Company will give your business cash up front. They take a percentage of your MasterCard, Visa and Discover Card sales every day until it's paid off. It’s that simple.  It's not like you have to pay a really high set amount every month for a year.  This works for many types of businesses. It makes sense when you have a decent volume of monthly credit card sales.  The money can usually get to your business bank account in as little as 5-7 days.

I’ve heard many people refer to Merchant Cash Advances as “expensive money.” Every time I do, I cringe a little. Not because I agree, but because people often do not understand what how “expensive” traditional loans truly are.

A MCA provides a quick, low-doc, uncollateralized businessfinancing when most if not all other financing institutions will not. This high-risk financing carries much high default ratios than typical bank financing and for the MCA provider to stay in business they must make up for these losses in their pricing.

At our offices we get calls from business owners everyday asking about how a Merchant Cash Advance works. Nearly all are looking for traditional financing that their current bank or finance partner will not provide. Many of our clients recently had a traditional line of credit from their bank that has been pulled, despite never missing a payment and being a good client of the bank for years.

 Depending on the business environment and whether or not we are in a tight lending market banks can be difficult in dealing with. Merchant Cash Advance Companies know the underwriting process and with just a few questions can determine the amount of work it is going to take to get you financed.

    Quantum Merchant Services (Merchant Cash Advance America). Recent Fundings.

**Liquor Store Expansion Project, Saint Paul, Mn.  

    $40,000
 

**Hair and Nail Salon Equipment Upgrades, Omaha, NE.
    $15,000 

** Auto Repair Business, Faribault Mn

     $25,000  

    ______________________________________________________________________________

Merchant Cash Advance America
7300 Hudson Blvd N
Suite 255
Oakdale Mn 55128
1-800-815-3123 ext 302

Merchant Cash Advance Company, Merchant Cash Advance Companies, Merchant Cash Advances, Business Loans, Small Business Loans

Merchant Cash Advance Provider Offers Convenient Way To Obtain Money for Businesses

Merchant Cash Advances, Business Cash Advance Program, Small Business Loans, Business Funding Offer

Merchant Cash Advance Provider Offers Convenient Way To Obtain Money for Businesses

Merchant Cash Advances

Merchant Cash Advance America is a Business Cash Advance provider.  Many Small Business Loan Lenders provide businesses with Merchant Cash Advances so they can maintain sufficient Working Capital.

For many years, entrepreneurs who need  funds to jumpstart their business would turn to a bank or traditional lender. In the current economy, however, banks are not lending as fluidly as they have in the past. Despite the restriction on American businesses at present, many business owners are obtaining funding through a merchant cash advance.

Offering an alternative to business that are in need of working capital, Merchant Cash Advance America specializes in putting cash in the hands of today’s small business owner. By simplifying the entire process of obtaining small business loans.

Merchant Cash Advance America offers entrepreneurs the business cash advance program they need to succeed where banks and traditional lending institutions fail. Unconventional yet convenient, the company can get business funding regardless of credit or previous payment history and can have a pre-approval back in as little as 1-2 business days and can fund in as quickly as 5-7 business days.

Business Cash Fast

Testimonial:

"Merchant Cash Advance America helped to provide us with the cash up front for our new equipment when our business recently underwent an expansion. Since then, we have used the services of this company to help maintain inventory. We know we can rely on them for additional funds for our business needs", Michael O, St Paul Mn Liquor Store Owner.

ABOUT:

Merchant Cash Advance America is a Business Cash Advance provider. Our goal is to provide businesses with Merchant Cash Advances.

Merchant Cash Advance America

7300 Hudson Blvd N Suite 255

Oakdale, Mn 55128

800-815-3123 ext 302

Merchant Cash Advance Companies, Merchant Cash Advances, Business Loans, Small Business Financing

Do you accept credit cards? Merchant Cash Advances are for all types of business.

Merchant Cash Advances are for all types of business.

Merchant Cash Professionals

 If you have seen our posts you know that we have offered up Merchant Cash Advances for Salons, Convenience Stores Auto Repair Shops etc. These are the types of companies that are more likely to contact us about a cash advance but in no way are we limited to just these narrow industry classifications. In fact we get calls everyday from all types of business.

In one instance we funded recently a manufacturer of fast food delivery bags that keep your food warm while it is in transport to you received $40,000 based on their credit card volume. The cash was needed to expand their storage capabilities and lease some new space. We handled the process just like any other type of business. Being a manufacturer doesn't change how or when a business can apply for a Merchant Cash Advance, Business Cash Advance. As long as you are accepting credit cards you are eligible to apply for a merchant cash advance.

Because a cash advance is based on current and future credit card volume  as well as length of time in business Quantum is able to put our dedicated team of professionals to work processing your 5ttranscation so we can close and get your business the funding you need fast.

Businesses that meet the following criteria are typically eligible for a cash advance.

You must process at least $5,000 a month in credit card sales for at least 60 days.

You must process credit cards at least 12 days out of each month.

You must be current with your landlord.

You must have at least 12 months left on your lease if you are renting your business location.

You cannot have any open bankruptcies in the last 12 months.

- See more at: http://www.amerimerchant.com/guide-to-merchant-cash-advance-loans#sthash.iAk8KwGd.dpuf

You must process at least $5,000 a month in credit card sales for at least 60 days.

You must process credit cards at least 12 days out of each month.

You must be current with your landlord.

You must have at least 12 months left on your lease if you are renting your business location.

You cannot have any open bankruptcies in the last 12 months.

- See more at: http://www.amerimerchant.com/guide-to-merchant-cash-advance-loans#sthash.iAk8KwGd.dpuf

·  You must process at least $5,000 a month in credit card sales for at least 60 days.

·  You must process credit cards at least 12 days out of each month.

·  You must be current with your landlord.

·  You must have at least 12 months left on your lease if you are renting your business location.

·  You cannot have any open bankruptcies in the last 12 months. - 

If you are considering expanding your business and you need financing for your business consider a Merchant Cash Advance, Business Cash Advance consider Merchant Cash Advance America contact one of our professionals today!!

Business Cash Fast

Merchant Cash Advance America

St. Paul, Mn.

1-800-815-3123

Merchant Cash Advance, Merchant Cash Advances, Business Cash Advance, Business Cash Fast

  

You must process at least $5,000 a month in credit card sales for at least 60 days.

You must process credit cards at least 12 days out of each month.

You must be current with your landlord.

You must have at least 12 months left on your lease if you are renting your business location.

You cannot have any open bankruptcies in the last 12 months.

- See more at: http://www.amerimerchant.com/guide-to-merchant-cash-advance-loans#sthash.iAk8KwGd.dpuf

You must process at least $5,000 a month in credit card sales for at least 60 days.

You must process credit cards at least 12 days out of each month.

You must be current with your landlord.

You must have at least 12 months left on your lease if you are renting your business location.

You cannot have any open bankruptcies in the last 12 months.

- See more at: http://www.amerimerchant.com/guide-to-merchant-cash-advance-loans#sthash.iAk8KwGd.dpuf